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Maximize Savings with Home and Auto Insurance

  • Writer: Katherine Gil Suro
    Katherine Gil Suro
  • Sep 20
  • 3 min read

Saving money on insurance is a smart move. When you combine your policies, you unlock more savings and simplify your coverage. Bundled home and auto insurance is a powerful way to protect your assets while keeping costs low. I’m here to share practical tips and insights to help you get the best value from your insurance.


Why Choose Bundled Home and Auto Insurance?


Bundling your home and auto insurance means buying both policies from the same provider. This approach offers several benefits:


  • Discounts: Insurance companies often give discounts when you bundle. These can range from 5% to 25% off your premiums.

  • Convenience: One bill, one renewal date, and one point of contact make managing your insurance easier.

  • Better Coverage Options: Bundling can unlock additional perks or coverage options not available when buying separately.


For example, if you insure your car and home with the same company, you might get a multi-policy discount. This discount can add up to hundreds of dollars saved annually. Plus, it’s easier to track your policies and payments.


Eye-level view of a suburban house and parked car in driveway
Bundled home and auto insurance saves money and simplifies coverage

How to Find the Best Bundled Home and Auto Insurance Deals


Finding the right bundle takes some research. Here’s how to maximize your savings:


  1. Compare Quotes: Don’t settle for the first offer. Get quotes from multiple insurers to see who offers the best bundle price.

  2. Check Discounts: Ask about all available discounts. Some companies offer savings for safe driving, home security systems, or loyalty.

  3. Review Coverage Needs: Make sure the bundle covers what you need. Don’t sacrifice important coverage just to save money.

  4. Ask About Customer Service: Good service matters. Choose a company known for quick claims processing and helpful support.

  5. Consider Local Agencies: Local agents often provide personalized service and can tailor bundles to your needs.


By following these steps, you can find a bundled policy that fits your budget and protects your home and vehicle well.


Who has the cheapest insurance rates in Ohio?


If you live in Ohio, you might wonder which insurer offers the best rates. Ohio’s insurance market is competitive, and rates vary by company and location. Some insurers known for affordable bundled rates in Ohio include:


  • State Farm: Popular for its strong local agent network and good discounts.

  • Progressive: Known for competitive auto insurance rates and bundling options.

  • Allstate: Offers various discounts and solid customer service.

  • Kathy Gil Agency: A trusted local agency that provides personalized service and competitive bundled home and auto insurance rates.


Rates depend on many factors like your driving record, home location, and coverage limits. It’s best to get personalized quotes to find the cheapest option for you.


Close-up view of a car key and house keys on a wooden table
Keys representing home and auto insurance bundle savings

Tips to Maximize Savings on Your Insurance Bundle


Saving money on your insurance bundle is easier than you think. Here are some actionable tips:


  • Increase Your Deductibles: Higher deductibles lower your premiums. Just be sure you can afford the deductible if you need to file a claim.

  • Maintain a Good Credit Score: Insurers often use credit scores to set rates. A better score can mean lower premiums.

  • Bundle Other Policies: Some companies let you add life, renters, or umbrella insurance to your bundle for extra savings.

  • Ask About Loyalty Discounts: Staying with the same insurer can earn you discounts over time.

  • Review Your Policies Annually: Life changes like home improvements or safer driving can reduce your rates. Update your insurer regularly.


By applying these tips, you can keep your insurance costs down without sacrificing coverage.


How Kathy Gil Agency Can Help You Save


At Kathy Gil Agency, we specialize in helping you find the best bundled home and auto insurance. We understand that protecting your home and vehicle is a priority. Our team offers:


  • Personalized coverage tailored to your needs.

  • Expert guidance to navigate insurance options.

  • Competitive rates with trusted insurers.

  • Friendly, supportive service to make insurance simple.


We work hard to be your trusted partner. Whether you’re an individual, family, or small business, we help you protect what matters most while maximizing your savings.


High angle view of a friendly insurance agent discussing policies with a client
Kathy Gil Agency provides personalized insurance guidance

Protect What Matters Most with Smart Insurance Choices


Choosing the right insurance bundle is about more than just saving money. It’s about peace of mind. When you bundle your home and auto insurance, you get:


  • Financial protection against unexpected events.

  • Simplified management of your policies.

  • Better value for your insurance dollars.


Take the time to explore your options. Use the tips here to find a bundle that fits your budget and coverage needs. And remember, working with a trusted agency like Kathy Gil Agency can make all the difference.


Start maximizing your savings today with a smart bundled home and auto insurance plan! Visit Kathy Gil Agency to get started.

 
 
 

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